Local Family-Run Business – Professional Introduction

We helped this flooring company acquire VAT and working capital funding.



This long-established, family-run business had seen the business expand to five shops in and around the Liverpool and Wirral region. This growth caused a tightening of cash-flow and a slowing down of further expansion plans.


We were initially approached by their accountant to spread the cost of the Director’s personal tax. However, following further communication with the accountant and their client, it was established they had a need to also spread their upcoming VAT payments and raise a further £60k working capital to aid the further expansion of the business.


A short term unsecured 3-month and 12-month loan respectively was sourced to facilitate the VAT & tax. An additional £60k was raised equally between two funders, repayable over 12 & 36 months to support the business growth plans, which included purchasing of artificial grass to sell during the summer months. All facilities were supported solely by the Directors’ guarantees.